Built on Trust , Driven by Results

Do Not Sell My Information 

 

Privacy
Do we use "cookies"?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enable the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies. If you turn cookies off, you won't have access to many features that make your site experience more efficient, and some of our services will not function properly.

Any rights not expressly granted herein are reserved.

Information We Collect
The www.loanexis.com and the related secure loan portal www.generatevelocity.com websites collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information"). In particular, the sites have collected the following categories of information from their consumers within the past 12 months:

Category Examples Collected

Category,  Example,  If Collected?

A. Identifiers:
real name, alias, postal address, unique personal identifier, Internet Protocol address, email address, account name, Social Security Number, driver's license number, passport number, or other similar identifiers        Collected? YES

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code 1798.80(e))

A name, signature, Social Security Number, physical characteristics or description, address, telephone number, passport number, driver's license or state-issued identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

Some personal information included in this category may overlap with other categories.    Collected?    YES


C. Protected classification characteristics under California or federal law

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).          Collected?  YES


D. Commercial Information:

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.    Collected?  YES

E. Biometric Information:

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.   Collected?  NO

F. Internet or other similar network activity:

Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.   Collected?  YES

G. Geolocation Data:
Physical location or movements Collected?  NO

H. Sensory Data:

Audio, electronic, visual, thermal, olfactory, or similar information. Collected?  NO

I. Professional or employment-related information:
Current or past job history or performance evaluations.  Collected?  YES

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Education records directly related to a student are maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.  Collected?  YES

K. Inferences drawn from other personal information:

A profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.  Collected?  YES
Personal Information does not include:
  • Publicly available information from government records.
  • Deidentified or aggregated consumer information.
  • Information excluded from CCPA's scope, like:
    • health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
    • personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), or California Financial Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994.
The company obtains the categories of personal information listed above from the following categories of sources:
  • Directly from you. For example, documentation is required to complete a mortgage broker approval.
  • Indirectly from you. For example, Loan Applications submitted by Mortgage Brokers/Bankers and not directly by you.


Sharing Personal Information
The company may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties:
  • Subsidiaries and affiliates.
  • Contractors and service providers.
  • Data aggregators.
  • Third parties with whom we partner to offer products and services to you (for example, appraisers, mortgage brokers, title companies, closing agents, etc.)
Please note: No mobile or messaging consent information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Disclosures of Personal Information For A Business Purpose
In the preceding 12 months, the company has disclosed the following categories of personal information for a business purpose to the parties identified above:
  • Category A: Identifiers
  • Category B: California Customer Records personal information categories.
  • Category C: Protected classification characteristics under California or Federal Law.
  • Category D: Commercial Information.
  • Category F: Internet or other similar network activity.
  • Category G: Geolocation data.

No Unlawful or Prohibited Use
The company shares personal information with third-party non-affiliates (For example, mortgage brokers or loan servicers) to complete loan requests.

California Residents: The California Consumer Privacy Act (CCPA) sets forth certain obligations for businesses that "sell" personal information. The company shares personal information with third-party non-affiliates (For example, mortgage brokers or loan servicers) in order to complete a loan request. If you wish to opt out of such sharing, you may click here: Opt-Out
By opting out of sharing your personal information, any appraisals you have requested cannot be completed. By nature of the company's business, third-party service non-affiliates (mortgage brokers, loan servicers) receive your information to complete your loan request.
By clicking the Opt-Out link, you will generate an email to the company. Please provide your Opt-Out request in the body of the email.
Please note that we will take reasonable steps to verify your identity and the authenticity of the request. Once verified, we will maintain your request in the event our practices change.
Nevada Residents: Under Nevada law, certain Nevada consumers may opt out of the sale of "personally identifiable information" for monetary consideration to a person for that person to license or sell such information to additional persons. If you are a Nevada resident who has obtained services from us, you may submit a request to opt out of any potential future sales under Nevada law by clicking here: Opt-Out
By opting out of sharing your personal information, any appraisals you have requested cannot be completed. By nature of the company's business, third-party service non-affiliates (mortgage brokers, loan servicers) receive your information in order to complete your loan request.
By clicking the Opt-Out link, you will generate an email to the company. Please provide your Opt-Out request in the body of the email.
Please note that we will take reasonable steps to verify your identity and the authenticity of the request. Once verified, we will maintain your request in the event our practices change.
Opt-In: By submitting your email, you opt in to the sharing of your personal information with our third-party non-affiliates. A confirmation email will be sent to the email address provided, requiring you to confirm your choice. To opt in to the sharing of your personal information, please submit your email address here: Opt-In

Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights
You have the right to request that the company disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:
  • The categories of personal information we collected about you.
  • The categories of sources for the personal information we collected about you.
  • Our business or commercial purpose for collecting or selling that personal information.
  • The categories of third parties with whom we share that personal information.
  • The specific pieces of personal information we collected about you (also called a data portability request).
  • If we sold or disclosed your personal information for a business purpose, two separate lists will be disclosed:
    • Sales, identifying the personal information categories that each category of recipient purchased; and
    • Disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.


Deletion Request Rights
You have the right to request that the company delete any of your personal information that we collected for you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request as retaining the information is necessary for us or our service provider(s) to: Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. Debug products to identify and repair errors that impair existing intended functionality. Exercise free speech, ensure the right of another consumer to exercise their free speech, or exercise another right provided for by law. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code 1546 et. seq.) Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us. Comply with a legal obligation. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Accessibility Design Guidelines
Our website has been designed with the following accessibility guidelines in mind:
  • The standard font used throughout the site has been chosen to be easily legible.
  • Wherever possible, we use live text instead of graphics to reduce the download time of pages and increase your control.
  • Our pages are designed to display without horizontal scrollbars when they are viewed at a screen resolution of 1024x768 pixels.
  • No information is exclusively conveyed using color. This doesn't mean that colors are not used to organize information; instead, it means there are also other, non-color-dependent ways of doing this.
  • All images and hyperlinks, where appropriate, have an alternative text attribute. This means when an image or hyperlink is conveying important information, its content is described with alternative text.

Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you with a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services, or a different level or quality of goods or services.
However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information's value and contain written terms that describe the program's material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time.

Changes to Our Privacy Notice
The company reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on this Site and update the notice's effective date. Your continued use of our Site following the posting of changes constitutes your acceptance of such changes.

Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by contacting us at:

LoanExis
30 N Gould St
Sheridan, Wyoming 82801
[Phone Number]




Date last updated: 10/19/2025