Built on Trust , Driven by Results

Commercial Mortgage Programs

We Will Finance The Purchase or Renovation of Any Commercial Property

Investment Property Mortgages

For real estate investors, timing and structure matter. LoanExis works with lenders that understand investment strategies and offer financing options designed to support long-term growth.

Alternative & Non-Traditional Mortgage Programs

Not every borrower fits inside traditional lending guidelines — and that’s okay. We specialize in alternative mortgage programs for clients who need flexibility.

Bank statement loans
Asset-based programs
Non-QM mortgage options
Customized loan structures

These programs are often ideal for self-employed borrowers, entrepreneurs, and investors.

Our approach is simple: understand your goals, evaluate your options, and guide you toward the right mortgage structure with clarity and confidence.

Mortgage Types 

Flexible Mortgage Solutions Built Around Your Goals

At LoanExis, we offer a range of mortgage programs designed to meet the needs of homebuyers, real estate investors, and borrowers looking for alternatives to traditional bank financing. Whether you’re purchasing, refinancing, or investing, we help you find mortgage solutions that align with your financial strategy — not force you into a one-size-fits-all loan.
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FlexTerm Loan

Customize loans to meet the individual needs of each investor.

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.


Key Features:
  • 30-year fixed rate.
  • Interest-only payments up to 10 years. 
  • Great for qualifying self-employed investors and small business owners.
  • Based on property value, not personal income.Best alternative to hard money loans.
    Property Types
  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Apply Now
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Flex I/O

A short-term interest-only loan program.
Designed for investors seeking short-term financing with no prepay penalties.

Key Features:
 
  • An interest-only, 24-month term provides lower monthly payments.
  • Available for purchase or cash-out refinance.
  • Perfect for acquiring or leveraging real estate holdings.
  • A higher LTV than hard money options.
     

    Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Apply Now
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Fast50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features:
  • Streamlined underwriting.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexTerm program.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
    Property Types
  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Apply Now
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Foreign Investor Loan
The perfect option for foreign real estate investors.
Our Foreign Investor program is specifically designed for foreign investors seeking U.S. investment properties, but who have not found a financial solution.
Key Features:
 
  • LTVs of up to 65%.
  • No U.S. credit required.
  • 30-year fixed rate.
  • Par pricing.
Property Types
  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Apply Now
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ARV Pro
A short-term solution for improving property value and maximizing rental appeal. 

Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.

Key Features:
 
  • Allows borrowers to finance improvements based on the property’s “as repaired value.”
  • Helps to increase market value, rental appeal, demand, and rental rates.
  • Great for borrowers who need a quick close.
  • An interest-only, 1-year term to lower monthly payments.
  • A higher LTV than hard money lenders.
    Property Type
  • Investor 1-4 (SFR, Condo, and 2-4 Units)
Apply Now

FREQUENTLY ASKED QUESTIONS

FAQ

Common Questions about Real Estate Investment Mortgages
Do I need perfect credit to qualify for a mortgage?
No. Some programs consider factors beyond credit score, depending on the loan type.
Can you help self-employed borrowers?
Yes. We offer alternative mortgage programs designed specifically for self-employed individuals and business owners.
How fast can I get approved?
Timelines vary, but most clients receive options faster than traditional banks. Like within 2-3 weeks to close. 
Do you work nationwide?
Yes. LoanExis serves clients across the United States.
Is there an obligation to proceed?
No. Reviewing financing options does not lock you into a commitment.

Explore the Right Mortgage Program for You

Whether you’re buying,your first  investment propity,  LoanExis is here to help you navigate mortgage options with clarity and confidence.
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